Run instant checks on your identity, credit score, loan defaults, and eligibility, all powered by AI. Pick what you need and pay per check.
Average response time
Individual checks available
Starting price per check
Private & secure
Available Checks
Confirm your National ID details instantly, full name, date of birth, gender, and validity status, all checked in under a second.
See your personal credit score, a number from 200 to 900 that tells lenders how reliable you are with money. Know your score before applying for any loan.
Find out if you have any defaulted or non performing loans listed against your name. Check before a lender does, no surprises at the bank.
Get a complete picture of your credit life, every loan you've ever had, how you paid, any defaults, and who has checked you recently. Available as PDF or JSON. Ideal when a bank or SACCO asks for a full credit report before processing your application.
Our AI combines your credit score and default status to give you one clear answer, are you eligible for a loan? Walk into any lender knowing your position.
See every credit account and its full 12-month payment history. Understand score trends, overdue amounts, and month by month behaviour before making a credit decision.
For Developers & Lenders
Deeper data for businesses integrating credit checks into their systems.
Returns phone number, email address, physical address, and employment details linked to a National ID.
Identity + scrub + full credit info + stakeholder data, everything in a single structured JSON response.
Full credit account data plus stakeholder and guarantor details, ideal for thorough lender due diligence.
Enhanced credit info with AI estimated income figures, helps lenders determine realistic loan limits.
Complete everything, the most comprehensive report available
One call returns everything: identity verification, scrub data, 12-month credit score history, full credit accounts, stakeholders, guarantors, and income estimation.
Simple Process
Three steps between you and knowing your credit standing.
Pick the check you need and enter your National ID number. No setup, no account ; just a quick ID check to get started.
Enter your M-Pesa number and approve the STK push on your phone. Payment is instant and secure. Each check is priced individually.
Your results appear instantly after payment confirmation. Download your report, share it with your lender, or keep it for your own records.
